A selection of charts looking a various angles of current economic trends in the United States and San Francisco. For the past 50 years, the San Francisco and Bay Area housing markets have only "crashed" in tandem with a large, national, negative macro-economic event. Which is why it's useful to look at important U.S. trends on issues such as employment, household debt, and stock market price to earnings ratios, as well as those trends that are more local.
S&P 500 Stock Market Index Trends
Increasing household wealth plays a large role in affluent real estate markets such as those found around the Bay Area.
U.S. & Bay Area Employment Trends
The Bay Area employment boom is probably the largest driver of home price appreciation.
Gross Domestic Product & Government Debt Trends
Household Debt Trends
High household debt often plays a large role in economic adjustments (or crashes). In recent years, it has declined significantly.
Mortgage Interest Rate Trends
Historically low interest rates have played a huge role in the housing markets. Large increases would significantly affect housing affordability, which is already a big Bay Area issue - but for the time being, they remain very low.
Home Price Trends & Housing Affordability
Residential & Commercial Rent Trends
Of course, increasing residential rents are often a big driver in increasing home prices. SF rents are now the highest in the country.
Some other reports you might find interesting:
Market Overview Analytics
10 Factors behind the San Francisco Real
30+ Years of San
Francisco Real Estate Cycles
Bay Area & San
Francisco Home Price Maps
Bay Area Housing
were made in good faith with data from sources deemed reliable, but they may
contain errors and are subject to revision.
© 2016 Paragon Real Estate Group